Listen Up If You Want To Learn How To Lower Your Homeowners Insurance

November 6th, 2019

Purchasing a home is one of the biggest decisions a Houston person will make in his or her lifetime. It is a substantial investment, but a necessary one. However, the venture can prove to be quite expensive in a lot of ways. For instance, to begin with, the buyer typically has to come up with a hefty down payment for the mortgage company. Then, there is the matter of paying the installment each and every month. As if those things weren't enough, there is still more.

(( homeowners also have to deal with the costs of maintenance and upkeep. After all, nobody wants to sit idly by and watch as their house crumbles around them. Of course, one cannot forget the little matter of obtaining a homeowner's insurance policy, either. The coverage can be a bit dicey, and many times, it never even has to be used. However, not having it could turn into a nightmare in a hurry if a disaster strikes.

Therefore, persons should avoid skimping out on this type of coverage. Still, though, times are tough, and it can be challenging to cover the monthly expense. Luckily, there are several things folks can do to lower the fee, though. Hence, curious Houston residents should read on to learn all about them. 

Install A Security System

Many insurance agencies have programs that provide their clients with discounts when they add devices that safeguard the property. Depending on how fancy the person decides to go, they could save anywhere between 15 and 20-percent. It is a good idea to speak with your insurer ahead of installing the equipment to discover how much money you can save in total. Some of the pieces that could produce the maximum savings amount include but are not limited to...

  • Surveillance Cameras
  • Motion-Activated Lights
  • Window/Door Sensors
  • Alarms
  • Keyless Locks 

The Neighborhood Could Make All Of The Difference In The World

People that are on the verge of buying a new home should keep a few things in mind. Premiums might vary depending on where a place is located. For example, those who purchase a house, townhome, or condo in a gated community are likely to have low rates. Meanwhile, a consumer that buys in a high crime rate area, with no fence, or anything else to keep trespassers at bay are going to pay more. So, just know that location plays a role in the cost of homeowner's insurance.

Storm-Prone Areas Might Equal Higher Insurance Prices As Well

Nobody wants to deal with natural disasters like floods, tornadoes, or hurricanes. Yet, the events happen from time to time, and they can leave a path of destruction behind in their wake. Unfortunately, people that live in high-risk areas often pay more for homeowner's insurance. However, there are some steps that they can take to lower those costs. For instance, they can add storm shutters, pump stations, or reinforce the roof to receive discounts.

Give us a call to schedule an appointment today.

"Steve I just wanted to thank you and your partner Ray Kindsfather for the fine work you men did installing the security cameras around my home. The quality of the pictures is excellent, the clarity in day or infrared mode is exactly what I was looking for. What good is a camera if you can't identify the person and these cameras will greatly assist the police in identifying a perpetrator. The computer side of the job is easy and fast with very little adjustment time for me in finding what I want to see. Software and hardware get A+++++ no doubt about. The Ring is equally easy to use and the quality of the camera is equally strong. The installation was clean and fast. You maintain a clean site, it’s like you were never here. You answered all my questions with pin point accuracy. Integrity suits you well. Your answers were honest and to the point. Refreshing in today’s world. All and all you and Ray make a strong team at DWS Technology LLC. I have no problem recommending you to friend or family, home or business. God bless you both with your business. I will call you for future installations. "

Cliff Mulvaney


"Ray, in reviewing several different security cameras there were many good products, but none met my criteria of clarity and no long-term contract. Raymond, you showed me one product that caught my attention with the clarity and distance viewing that I could not get with other systems. The zoom after a few feet became distorted with the other systems but with the Alibi NVR package you demoed, we could zoom in and out with clarity which made this product stand out from all the rest. The NVR system is so simple, in fact, anyone can configure the system to suit their needs. You can monitor your home from your smartphone or tablet and having security cameras makes it a great deterrent for criminal activity. DWS Technology delivered as promised! Your installation crew worked clean and treated my home as if it was their own. Great attention to detail! I will recommend DWS Technology to anyone! Great job guys!"

Eli R.

"DWS Technology does great work! I found them to be knowledgeable, professional and cost-effective. DWS designed a company-wide integrated comprehensive solution with site survey drawings outlying every detail of the project for our nine major locations. The surveillance performance we needed was exactly what we received. DWS, you outperformed our expectations and continue to do so with your tech support. Thank you for providing great service and delivering on your promises."

John Schreiber

Building Superintendent, Catholic Charities

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