Alarm Systems And Your Homeowners Insurance Premiums

April 11th, 2019



According to none other than the FBI, a home burglary occurs around once every 15 seconds, some of which are right here in Houston, TX. For a clearer perspective of this problem, if you were to watch the clock change by just 1 minute, that minute represents 4 homes that have recently been burglarized across the United States. What many homeowners don’t know is just what they can do to prevent these burglaries from occurring to them, and one of these options is installing a state of the art home alarm system.

The FBI states that homes with an alarm system installed are 3 times less likely to be broken into when compared to those that are not alarmed. An installation can save you a lot more than just your peace of mind.

How Are My Premiums Effected?

While having an alarm system installed undoubtedly increases your peace of mind, it also decreases your average homeowner’s insurance premiums. Opting for an alarm system installation lowers your risk of burglary, keeps your family safer, and can lower your payments by as much as 20%. This might seem like a strange correlation at first, but it makes quite a bit of sense when one breaks down just what an alarm system does.

An alarm system helps to lower your insurance premiums in a few ways, including:

  • Deterring burglaries – The presence of an alarm system can work wonders in deterring burglaries. Having your alarm system provider advertised and proudly displayed on your home, burglars will know that your home is protected. They know that breaking in and getting out will be a challenge, and they’re like to pass right over your home for this very reason. A burglar wants a simple and quick operation, and they want to get away with it; something they won’t get from an alarmed residents. When burglars pass over homes, claims won’t be filed for the missing property.
  • Deterring vandalism – Vandalism and home damage will typically cause a person to file a claim with their homeowner’s insurance policy. Just like the presence of the alarm deters burglars, it’ll also deter vandals. Whether the vandalism is local Houston young people looking for some mischief, or something more sinister, they’re less likely to carry out their plan if they know they’ll be caught.
  • Making burglars more likely to be caught – When a burglar is caught, property is more likely to be recovered. This means that this is property that won’t wind up on a homeowner’s insurance claim. An alarm system gives you a better chance to catch burglars in the act, and get your property back.

An Investment That Pays For Itself

Your Houston alarm system is an investment in your home that will pay for itself over time. With lower insurance premiums, you’re saving on this bill that you likely give little second thought to, and before you know it, the system has pulled its own weight in cost. With an alarm system in place, you’ll not only save on your premiums, but also your peace of mind.

 

"Steve I just wanted to thank you and your partner Ray Kindsfather for the fine work you men did installing the security cameras around my home. The quality of the pictures is excellent, the clarity in day or infrared mode is exactly what I was looking for. What good is a camera if you can't identify the person and these cameras will greatly assist the police in identifying a perpetrator. The computer side of the job is easy and fast with very little adjustment time for me in finding what I want to see. Software and hardware get A+++++ no doubt about. The Ring is equally easy to use and the quality of the camera is equally strong. The installation was clean and fast. You maintain a clean site, it’s like you were never here. You answered all my questions with pin point accuracy. Integrity suits you well. Your answers were honest and to the point. Refreshing in today’s world. All and all you and Ray make a strong team at DWS Technology LLC. I have no problem recommending you to friend or family, home or business. God bless you both with your business. I will call you for future installations. "

Cliff Mulvaney

Homeowner

"Ray, in reviewing several different security cameras there were many good products, but none met my criteria of clarity and no long-term contract. Raymond, you showed me one product that caught my attention with the clarity and distance viewing that I could not get with other systems. The zoom after a few feet became distorted with the other systems but with the Alibi NVR package you demoed, we could zoom in and out with clarity which made this product stand out from all the rest. The NVR system is so simple, in fact, anyone can configure the system to suit their needs. You can monitor your home from your smartphone or tablet and having security cameras makes it a great deterrent for criminal activity. DWS Technology delivered as promised! Your installation crew worked clean and treated my home as if it was their own. Great attention to detail! I will recommend DWS Technology to anyone! Great job guys!"

Eli R.

"DWS Technology does great work! I found them to be knowledgeable, professional and cost-effective. DWS designed a company-wide integrated comprehensive solution with site survey drawings outlying every detail of the project for our nine major locations. The surveillance performance we needed was exactly what we received. DWS, you outperformed our expectations and continue to do so with your tech support. Thank you for providing great service and delivering on your promises."

John Schreiber

Building Superintendent, Catholic Charities

Call 866-465-6961